Running RE: Buyer FAQs

The best time to buy is when it aligns with your life and long-term goals. Denver’s market is always evolving and right now, we’re seeing homes sit a little longer in some price points while others still move fast. We’ll help you understand where opportunities exist and run clear numbers so you know exactly what buying now would look like for you.

It depends on your loan type and comfort level, but many buyers put down 10-20%. There are also options with lower down payments if that supports your plan. We’ll connect you with a Garret, our lending wizard, to look at your full financial picture so you can buy confidently and know what your monthly payments will look like.

No one can time the market perfectly. Rates may change, but your life plans and needs matter more. If you find a home you love that fits your goals, we can run payment scenarios so you know what you’re getting into now.

Yes. It helps you understand your budget, strengthens your negotiating position, and ensures you’re ready to move quickly when you find the right home, especially in a market where the best homes don’t last long.

We’ll start with a conversation about your goals and get your pre-approval in place. From there, we’ll look at homes that match your needs, write a competitive offer when you find the right one, guide you through inspections and appraisals, and handle all the details through closing so you can focus on your move. We’ll keep you informed at every step, so you’re never left wondering what comes next.

It’s possible, but it depends on your financials and your risk comfort. We can explore bridge loans, HELOC options, or structuring offers with contingencies. We’ll help you evaluate whether it makes sense to buy first, sell first, or align both transactions so you’re not left juggling two mortgages longer than necessary.

In Denver, the level of competition depends on location and price range. Under $1M, homes can move quickly, while higher price points sometimes allow more negotiation. We’ll discuss current market data and tailor your strategy so you can compete effectively while protecting your investment.

We recommend a general home inspection at a minimum. Depending on the home’s age and location, sewer scopes, radon testing, and roof evaluations can also be wise investments to avoid surprises later. We’ll help you choose the right inspections to protect your purchase.

Expect around 2-3% of the purchase price for closing costs, which include lender fees, title insurance, and prepaid property taxes and insurance. We’ll go over these numbers in detail so you know exactly what to expect before writing your offer.

Yes. We’re deeply connected in the Denver market and often know of homes coming soon or available off-market, giving you more options than what’s on Zillow.